ATTENTION First-Time Homebuyers, Self-Employed Borrowers, and Homeowners Ready to Make a Move!
Building Wealth
Through Homeownership!
Worried about qualifying or your credit? The Caro Team works with all financial backgrounds—even if big banks said no. We’ll find the right solution for you!
- 18+ years of experience!
- 3000+ homeowners served!
- Flexible loan options!
- Serving multiple states!
- Licensed in Nevada, California, Washington, and Florida!
- Our team is here to assist you in English or Spanish!
Se Habla Español!
Jennifer Caro, NMLS #362668
"Great experience"
With both of my mortgages, Jennifer put every part of the process into the simplest terms and would urgently respond to any of my questions and concerns. Other lenders would only waste my time to tell me they couldn’t get things done. Great experience working with Jennifer.
Jacob Popek
"Super prompt"
They were super: prompt, attentive, knowledgeable, accommodating, and understanding of my situation and concerns. Jennifer was always available to answer all my questions and concerns.
C. Prince
"Very accessible"
Incredibly professional and efficient from start to finish. Very accessible. Knowledgeable. Super easy to work with. Being an out of state client, the technology platform her company uses allowed me the time and flexibility to retrieve and upload the minimal amount of docs required to close my loan in ONLY two weeks!
Harrison Wood
Want to learn more?
Click the button below to sign up for the Caro Team's Webinar!
Feb. 26th 10am PST
Se Habla Español!
Why The Caro Team for Your First-Time or Non-QM Home Loan?
- Experience and Expertise: With 18+ years in mortgage lending, Jennifer Caro and The Caro Team offer expert guidance to help homebuyers and investors find the right mortgage solution.
- Personalized Service: We listen to your needs and tailor mortgage solutions to fit your unique financial situation, delivering a personal touch every step of the way.
- Competitive Rates:
The Caro Team offers competitive rates, ensuring you get the best pricing to achieve your homeownership goals with confidence.
"Super responsive"
The Caro Team made refinancing my home simple. They were super responsive to all my questions via email and would call me periodically with updates! Definitely would recommend them for that.
Sergio Newsman
"Transparent"
Jennifer and her team are one of the most transparent and communicative people I’ve worked with. From the preapproval process, all the way to closing, she will answer any and all questions and even make the time on weekends to make sure you can rest assured that the process is going smoothly.
Brian Santana
"Always available"
Jennifer Caro was extremely helpful and responsive throughout this process. She was always available to answer questions we had and transparent about the process, and was willing to work with us towards a great loan rate. We greatly appreciate her help!
Rafael Vences
"Friendly"
Absolutely recommend Jennifer and her team, we had been to other places and never went thru until we went with her, answers all your questions, great communication, friendly. Jennifer did everything she could to accommodate us and closed on time.
Felix Araujo
The Caro Team – Where Mortgage Solutions Meet Heart and Hustle
Hey there! I’m Jennifer Caro, and I’ve been helping people turn their homeownership dreams into reality for over 18 years. Whether you're buying your first home, upgrading, or looking to refinance, I’m here to make the process smooth, easy, and maybe even a little fun! At The Caro Team, we get to know your story, understand what makes you tick, and build mortgage solutions that fit your life like a glove.
Se Habla Español!
Top Producer At
Check Out Our Mortgage Options
First-Time Home Buyer Loans
The First-Time Home Buyer Loan makes purchasing your first home easier with tailored options like low down payments and flexible credit requirements. This user-friendly loan program helps young professionals and couples navigate the buying process with confidence, offering affordable terms and rates.
FHA Mortgage Programs
A cash-out refinance loan is a new mortgage that replaces your current mortgage and gives you cash at closing. This cash can be used for any purpose you choose, such as home repairs, paying off high-interest debt, or investing in other property.
Non-QM Loans
Non-QM loans provide flexible financing solutions for self-employed individuals, real estate investors, and those with unconventional income. This loan program offers personalized options that go beyond traditional qualifications, allowing you to secure a mortgage tailored to your unique financial situation.
Bridge Loans
Bridge loans offer homeowners a flexible financing solution to purchase a new home before selling their current one. By providing temporary funds, this loan bridges the gap between buying and selling, allowing you to secure your next property without the pressure of timing both transactions perfectly.
Jumbo Loans
Jumbo loans are designed for homebuyers looking to finance high-value properties that exceed conventional loan limits. This flexible option offers competitive rates and allows you to secure your dream home without the need for multiple loans. Perfect for luxury home purchases!
VA Home Loans
VA home loans provide veterans and active-duty service members with a powerful, no-down-payment option to buy or refinance a home. Backed by the Department of Veterans Affairs, this loan offers competitive rates, flexible terms, and no private mortgage insurance, making it an affordable and streamlined solution.
Investor Loans
Investor loans provide real estate investors with tailored financing options to purchase rental properties or expand their portfolios. These loans offer flexible terms and are designed to accommodate various investment strategies, whether you're buying a single-family rental or a multi-unit property.
Conventional Loans
Conventional loans with low down payment options provide an accessible path to homeownership for qualified buyers. These loans offer flexible terms and allow you to put down as little as 3%, making it easier to purchase a home without the need for a large upfront investment.
HELOC
Home Equity Lines of Credit (HELOCs) offer homeowners a flexible way to access the equity in their home for various financial needs. With a HELOC, you can borrow as needed, up to a set limit, and only pay interest on the amount you use. Click here to apply for a HELOC with our partner, NFTYDoor!
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Free Consultation!
Click the button below to schedule an appointment and discover your eligibility and purchasing power!
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Contact
Phone: (725) 900-9425
Email: jcaro@caroteam.com
Location
3753 Howard Hughes Pkwy 203
Las Vegas, NV 89109
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Se Habla Español!
United American Mortgage Corp, NMLS #1942
Jennifer Caro, NMLS #362668
(725) 900-9425
jcaro@caroteam.com
Equal Housing Lender. Figures deemed reliable, but errors may occur. Rates and terms subject to change without notice. This is not an offer to make a loan or to make a loan on any particular terms. All loan applicants must qualify under the underwriting requirements and satisfy all contingencies of loan approval. Disclosures / Legal / Texas Disclosure.
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